Colorado is home to scenic views comprising mountainous terrain and plateaus, making it ideal for motorcycle riders. Despite the low traffic on the state’s roads, riding without a policy could leave you with fines or result in a license suspension. To avoid this, Right Way Insurance Solutions takes you through different motorcycle insurance options to consider signing up for.
Liability coverage is the only mandatory policy in the state. It covers 3rd party bodily injury harm and property damage if you cause an accident. Other motorists’ medical bills are covered under this policy and the costs of property repair and replacement.
Uninsured/Underinsured Motorist Coverage
If your motorcycle gets damaged following an accident with an uninsured motorist, uninsured coverage will help you pay for your repair and replacement expenses. On the other hand, underinsured coverage will protect you when you get into an accident with a motorist whose policy cannot fully take care of the costs of your motorcycle damage.
Personal Injury Protection Coverage
This policy protects you and your passengers during a motorcycle accident. Some of the costs that personal injury protection coverage will pay include examination costs and treatment expenses. If you also suffer significant injuries that lead to loss of work, this coverage will also take care of lost income where policy terms allow it.
Collision coverage protects you when you get involved in an impact accident. This can include collisions with vehicles and other objects on the road, such as buildings or poles. It will cater to your motorcycle’s repair costs and replacements where needed.
Comprehensive insurance covers accidents arising from non-impact motorcycle accidents. Examples of these include destruction from hail, fire, and vandalism. If your bike is also stolen, comprehensive insurance will provide compensation for your replacement costs.
Whether you need to stay on the right side of the law with liability insurance or need extra protection for your rides around Colorado, Right Way Insurance Solutions has you covered. Call us today for customized motorcycle insurance.